Montana Attorney Closing

Balance, Passion, Teamwork, Perseverance, Hustle, Fulfillment.

About Us

Locally Owned and Operated by lifelong Montanans. We focus on customer service and integrity in the industry as our core values and pride our business on the relationships we make with customers and professionals in the Montana real estate community.

Montana Attorney Closing is an up-and-coming Title and Escrow service in the Billings, Montana community who is owned and operated by lifelong Montanans and residents of the Billings area. The company was founded by Attorneys and their families who take pride in excellence and integrity in the real estate industry. We are detail oriented, and customer focused. We strive to achieve the best result for each and every customer and professional we work with in Montana. Montana Attorney Closing provides complete real estate transaction services from selling title insurance, running a title search, escrow services, and finally to closings. We are community oriented and strive to be outstanding members in the community by contributing to and helping our community and the many Montanans who live here.

What We Do - Title Insurance

Process to Obtain Title Insurance through Montana Attorney Closing

Montana Attorney Closing receives an order for insurance on the property listed in the buy/sell agreement. Then, a title officer researches the documents recorded in the public records pertaining to the property listed in the buy/sell. We then have one of our attorneys also look at the findings of title search. We will then produce a preliminary report which is provided to the parties involved in the transaction, usually the buyer and seller, that lists any exceptions to coverage of the property. It is our responsibility to find any existing defects on the title of the property.

However, it is not our duty to fix any defects listed as exceptions to title insurance coverage. Some title issues require legal advice and/or litigation from attorneys. Our attorneys cannot help either the buyer or the seller with any legal issues that may arise as our attorneys are not representing either party nor are they offering legal advice. The title insurance policy is then issued when the ownership rights are transferred to the buyer and all previous liens and loans on the property are released or paid off.

What is Title Insurance?

Title insurance is an insurance policy that protects your legal rights to own, possess, use, control, and dispose of land. A standard coverage insurance policy typically covers:

  • Right of Legal Access – an owner does not have legal access to his/her property.
  • Unmarketable Title – a defect in the title that makes it difficult to convey to anotherparty.
  • Ownership – another party claims ownership rights to a property.
  • Liens – a creditor of the previous owner(s) attempts to enforce a lien.
  • Error in Public Record – a document is not properly signed or recorded in a public record.
  • Forgery, Fraud, and/or Duress – another party has ownership rights in your property due to forgery, fraud, duress or other illegal action.
  • Undisclosed Heirs to an Estate – an unknown heir claims ownership to the property that is part of an Estate.

What Types of Title Insurance are there?

There are two types of title insurance that are offered: Owner’s Insurance and Lender’s Insurance.


The owner’s insurance policy insures the purchaser that the title to the property is free from issues such as defects or encumbrances that would make title unmarketable except those found during the title search listed as exceptions in the insurance policy. The seller in the real estate transaction purchases owner’s insurance.


A lender’s insurance policy is purchased by the buyer of the property and insures the validity and enforceability of the lien of the lender’s mortgage or deed of trust. The lender is then insured for the total loan amount. As the loan on the property is paid off, the amount of coverage decreases until the balance is paid off in which case the policy terminates.

Escrow Services

What Is Escrow?

Escrow is a legal concept describing a financial agreement whereby an asset or money is held by a third party on behalf of two other parties that are in the process of completing a transaction.

Escrow accounts are managed by the escrow agent. The agent releases the assets or funds only upon the fulfillment of predetermined contractual obligations or upon receiving appropriate instructions.

How is Escrow used in a Real Estate Transaction?

The buyer will place funds, usually referred to as earnest money, in an escrow account held by Montana Attorney Closing which allows the buyer to make a good faith deposit or perform due diligence on a potential property acquisition. The escrow account also assures the seller that the buyer is serious about the purchase.


This blog/website is made available by Montana Attorney Closing Company for educational purposes only, as well as to give you general information and a general understanding of the law, not to provide specific legal advice. By using this blog/website, you understand that there is no attorney-client relationship between you and Montana Attorney Closing Company. This blog/website should not be used as a substitute for competent legal advice from a licensed professional attorney in your jurisdiction.

Meet the Team

Cassie Carney

Owner | Title & Escrow Officer Direct line: 406-534-4039
Cell: 406-671-0964

Contact Us

2223 Montana Ave, Ste L02
Billings, MT 59101
Office Phone (406) 534-3344
Office Fax (406) 534-1125
Layne Scheveck - Owner | Title and Escrow Officer
Lyndon Scheveck - Owner | Title and Escrow Officer